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6 Credit Cards in Hong Kong with Great Travel Rewards

 Everyone loves to travel, but the expense that comes with it is something that stays in your mind while travelling, which can ruin the point of travelling. Luckily, credit card companies offer a variety of rewards and perks for travelling! Listed below are the greatest credit cards with the most rewards to offer.

Credit CardTravel Rewards / Perks
Bank of East Asia Visa Signature Card4X Bonus points on overseas transactions
CitiBank Premier Miles2% Rebate on overseas transactions
CitiBank Prestige CardHK$4 = 12 points on overseas transactions
Bank of China Visa Infinite Card6X Reward gift points
Standard Chartered Asia MilesHK$4 = 1 Asia mile for overseas transactions
Bank of China Commercial CardGift Points = Air Mileage
1. Bank of East Asia Visa Signature Card
The ultimate card that spoils you with hotel and dining privileges as well as bonus points for shopping overseas, the Asia Visa signature card provides an enticing deal for the shopaholic!


Annual fee waiver
Visa payWave function
Up to 20% off at luxury hotels
Up to 35% off on limousine service
Buy 1 Get 1 on selected restaurants
Unlimited 6X bonus points in dining outlets in Hong Kong
Unlimited 4X bonus points for overseas spending
Free 7-day family travel insurance
Convert bonus points for travel cash
Luxury hotel privileges
10% off on movie tickets
Year-round enterrtainment & merchant offers
2. CitiBank PremierMiles Card
Those who are aim for leisure and not for business trips may want to consider the PremierMiles card as its mission is to make travelling easier for you with its benefits and welcome gift offers.

Welcome gift offer of two options:

American Tourister Bon Air (Retail Price of HK$1,659)
216,000 points redeemable for 2 sets of round-trip ticket to Taipei

HK$4 = 1 Mile for overseas spending
HK$8 = 1 Mile for local spending
1% Rebate local spending
2% Rebate Overseas spending
Free travel insurance
Complimentary access to Hong Kong International Airport Plaza Premium up to 4 times in a year
Asia miles on both overseas and local transactions
Annual fee waiver for minimum of $100,000 annual spending
3. CitiBank Prestige Card
From VIP access to airport lounges worldwide, to premium 24-hour concierge services, and from mile rates to relationship points, you get more rewards the longer you do business with CitiBank.

Welcome offer:

180,000 points (15,000 miles) upon payment of annual fee of HK$2,500

HK$4 = 12 points (1 mile) on overseas spending
Up to 30% extra Annual relationship points
HK$6 = 12 points (1 mile) on local spending
Priority Pass – access to airport lounges
Complimentary 4th night at any hotel
Complimentary travel insurance
Extended warranty insurance
4. Bank of China Visa Infinite Card
For the luxurious money-makers out there, this card showers you with premium services as well as extra gift points when you spend on overseas transactions.


6X Reward gift points (HK$2.5 = 1mile) for dining and overseas spending
48% off on airport limousine pick up service
24-hour concierge service
Priority Pass – Access to airport lounges worldwide
Complimentary travel insurance for up to $1,000,000
Gift points reward program (HK$1 = 1 point)
56-day interest-free payment period
5. Standard Chartered Asia Miles Credit Card
The go-to card for any traveler wanting to rack up those Asia miles, your air miles can also be converted to other rewards!

Welcome offer:

30,000 Asia miles for spending HK$37,500

HK$4 = 1 Asia Mile for dining, online and overseas transactions
HK$6 = 1 Asia Mile for local transactions
Additional HK$2 = 1 Asia mile for dining at select restaurants by Asia Miles
10% rebate for tax refund valued at $325 or above
6. Bank of China Commercial Card
The BoC Commercial card works great as a companion for your business if you often travel to different countries and regions.


Premium airport lounge service
Gift points you can convert for mileage (Asia Miles, PhoenixMIles, Eastern Miles, Sky Pearl Club)
Instant Rewards – Redeem HK$1 cash discount for every 250 gift points
Visa commercial offers
Visa airport to limousine program
56-day interest-free payment period
Final Thoughts
Travelling doesn’t have to put a lot of expenses on your back when you have all these great credit cards that offer cashbacks, discounts, and extra air mileage for your spending pleasure. Are there other credit cards that offer travel perks? Let us know your thoughts in the comment section!